Streamlined, flexible funding available for:
- Real estate investors, developers, and fix-and-flip investors
- Franchise and multi-location business owners
- Individuals seeking significant personal purchases or investments
- Business owners ready to improve their facility or purchase equipment
- Those looking for a reliable private lender for their regular funding needs
Secure Private Lending
Jibber Capital loans are always self-funded and secured through a personal guarantee. We offer:
- Short-term lending (12 months or less)
- Term loans available up to 3 years
- Typical interest rates between 9.5 and 12%
- A low 1% origination fee - while most hard lenders charge 3% or more
- Monthly interest only payments, with repayment via wire upon maturity
Above all, you’ll receive your money within days so that you can close the deal on time.
Why Jibber Capital vs. Banks & Hard Lenders?
What are the benefits of choosing Jibber Capital for your lending needs? In addition to easy, fast, and secure funding, you’ll protect your bottom line. Consider an example of a $500,000 loan with a one-year term with us compared to a hard lender.
Owner, Lender & Business Builder
Meet our Team
Jibber Capital owner Ralph Colby was exposed to distribution, manufacturing and business ownership since 1977, thanks to his father’s distribution company. Established in 1970, the business specialized in cutting tools for aerospace, medical, automotive, and energy industries. Ralph purchased the company from his dad in 1995 and, with it, formed Titan USA, incorporating manufacturing into the business.
During his 30 years running and managing Titan USA, Ralph gained significant experience in distribution, manufacturing, finance, and every aspect of business ownership. He was committed to developing his team members’ professional skills and fostering leadership qualities.
Over the years, Ralph was never distracted by other ventures; instead, he continued reinvesting in his company to further its growth. Upon selling Titan USA in 2019, Ralph sought an investment alternative to the stock market and other traditional investment options. He soon recognized private lending to invest his money wisely and with low risk while helping people grow their businesses.
Ralph founded Jibber Capital alongside his son, Alex, a successful multi-business owner himself. Ralph believes that lending doesn’t have to be such an arduous and expensive process, which is why he aims to deliver an efficient, honest, painless experience for clients.
